|
Getting your Trinity Audio player ready...
|
On July 2, 2026, before its collapse, CWPC staged a carefully choreographed flood relief event at Circle. The cameras were ready. The smiles were rehearsed, and thousands of Ghanaians who had already sunk their savings into the scheme watched, reassured.
CWPC donates relief items to Kwame Nkrumah Circle flood victims
Screengrab of the video of the donation exercise
Forty-eight hours earlier, on June 29, 2026, the company had packed a conference hall in Accra with eager recruits chanting slogans of wealth.
Image of participants at the conference. Source: Facebook
Facebook had been flooded with messages: “CWPC IS REAL YOU CAN COME AND JOIN US AND MAKE YOUR OWN MONEY INTERESTED PEOPLE SHOULD SEND ME A REQUEST.”
Screenshot of a Facebook post requesting investors and Flyer printouts in circulation.
Within days, several Ghanaians would learn they had lost everything. Today, the website that promised them prosperity is flagged by multiple security providers for malware.
Its trust score sits at zero. Its owners remain hidden behind anonymous domain registration. And its victims are left with nothing but questions.
A Digital house of cards
The warning signs were visible in the site’s own infrastructure well before public scrutiny caught up with it. Security researchers who monitor fraud rated cwpc.cc poorly on multiple independent scales.
Gridinsoft placed the site’s trust score at 31–35 out of 100 and listed it as suspicious.
Screenshot of the report from Gridinsoft
ScamAdviser reportedly rated it at zero out of 100 and flagged it for phishing, a finding attributed to IPQS, a threat-intelligence provider.
The domain itself tells its own story.
Cwpc.cc was registered on August 8, 2025 — through GoDaddy.com, LLC — making the company roughly 11 months old at the time of this investigation, despite its website describing it as an established “industry benchmark” with a “distinguished global reputation.”
The registration runs through August 2030, a long horizon that can lend an appearance of permanence even when nothing about the underlying operation guarantees it will last that long.
Ownership is concealed behind WHOIS privacy protection, a detail that matters because legitimate businesses generally stand behind their operations publicly, while operations built to extract money and disappear have reason to keep their principals hidden.
Digital footprint of Cwpc
The Amazon and ZARA claim
CWPC’s website states that the company was founded in Sydney, Australia in 2025, and was “jointly invested and established by global e-commerce giant Amazon and international fashion retail leader ZARA.”
No such partnership appears in any public filing or investor disclosure from either company.
A joint venture between two of the world’s largest retail brands and an obscure Ghana-facing rewards platform would be a major corporate event; there is no trace of one anywhere but on CWPC’s own site.
The claim functions as borrowed credibility rather than fact.
The Conference, the Floods, and the Photo-Op
On June 29, CWPC held a conference in Accra, drawing a crowd with promises of financial opportunity.
Facebook accounts had been actively recruiting for weeks with messages urging participation.
That same period saw flooding displace families in parts of the city.
Three days later, on July 2, CWPC organised a donation of relief items to flood victims at Kwame Nkrumah Circle — a gesture that received sympathetic coverage from mainstream broadcasters, including Media General’s 3news.com and TV3, which posted footage of the donation under the hashtags #FloodRelief #CommunitySupport #Accra.
How the scheme operated
CWPC marketed itself as a platform where members earn money by completing daily tasks after making an initial deposit.
Structurally, the mechanics match what regulators describe as a pyramid scheme: entry deposits, task-completion presented as productive work, incentives for recruiting new members, and promised returns with no underlying revenue source independent of new deposits. The platform has not been shown to have actual clients, retail activity, or income separate from what members pay in.
When members tried to withdraw funds, they were told additional deposits were required as part of a “withdrawal system test” — a mechanism commonly used by fraudulent platforms to extract further payment under the guise of a technical or verification step, rather than a genuine requirement for releasing money already deposited.
Screenshot of the User interface for investors
“I gave him money… when I requested my profit, they claimed there was a problem with the system that is used to operate the scheme… they kept telling me to give them more money,” an affected investor told DUBAWA.
Investors who resisted these demands were met not with an explanation, but with a rebuke.
In a video reportedly circulated among members, CWPC’s marketing director, Charles Wentworth, stated: “We will never tolerate unreasonable negative complaints, malicious speculations or refusal to follow official company arrangements.”
Wentworth reportedly also addressed a separate point of friction — resistance among members to completing a “KYC certification” process — framing that resistance as a matter of poor attitude requiring greater compliance and awareness, rather than as a legitimate question about a process with no independent regulatory backing. Taken together, the two statements place friction on two fronts: withdrawals require further deposits to “test” the system, and continued participation requires compliance with an unverified “certification” step.
A familiar Ghanaian pattern
CWPC is not the first scheme of its kind to operate in Ghana, and the country’s history with pyramid and Ponzi collapses, including the 2015 collapse of DKM Microfinance, is well documented as having devastated families, savings, and, in some accounts, relationships and lives.
Weeks before CWPC drew wider attention, a lecturer at Dr Hilla Limann Technical University, Charles Subie, reportedly issued a public warning describing CWPC as a dangerous Ponzi scheme capable of causing harm well beyond financial loss.
“The damage goes far beyond losing money. It can tear families apart, create mistrust among friends and relatives, turn honest people into desperate liars, and rob participants of their peace of mind and sleep.”
